Non separated psd or png/jpeg will cost $100+ or more depending on complexity. This is the best option if you would like arms and hands to be included. Select and combine deformation tools according to the application and purpose to perform modeling exactly as you imagine.
VUP is a VTuber tool, based on real-time capture technology, low-cost, zero-based to realize animation video production and multi-person cross-platform virtual livestream, opening a new era in which everyone is a VTuber.
Here is the price list for live2D commission rig for PrPrlive, Facerig and vtube studio. Https maryliart com live2d vtuber commission Will email you the psd file Live2D Commission.